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Pressure vessel industry UNPROFOR Changqing ICBC put "JiuMingQian"

Recently, Changqing District, Industrial and Commercial Bank successfully issued the province's first pen pressure vessel industry UNPROFOR financing loans disbursed loans the Zhang Xia Zhenchang wins, Wufeng street the Guoxin three pressure container manufacturing enterprises to solve the pressure vessel in the region Changqing production industry financing problem.

Changqing District, known as the "town" reputation of the pressure vessel, the pressure vessel industry's annual output value accounted for 70% of the total output value of the Jiangbei pressure container production. In the first half of this year, Changqing District, pressure vessel industry led by the the Bureau of Changqing District by letter, Changqing District Pressure Vessels Industry Association, Changqing ICBC Association executive director.

Due to the overall economic situation is not good, the pressure vessel financing difficulties. Industrial and Commercial Bank of Changqing understand the situation, actively recommended to the Industrial and Commercial Bank of China Shandong Branch the pressure container industry UNPROFOR financing options and approved; Changqing ICBC to collect information of the pressure vessel industry, the marketing pressure vessel customers with the fastest the speed of the pressure vessel industry guaranteed loans issued to the hands of the producers of the pressure vessel.

According to the Industrial and Commercial Bank of Changqing District staff, be able to apply for the enterprises must meet the definition of ICBC on small businesses, enterprises or major shareholders also need to have more than three years of experience, and a good reputation, no bad credit record. Total assets of more than 15 million yuan, net assets of 500 million yuan, can be achieved annual sales of more than 15 million yuan and match the cash flows from its operating scale enterprises to be eligible to apply for UNPROFOR financing. "Staff said.

The staff told reporters, the Changqing ICBC made provision for Eligibility debt elements. The provisions of said applicant for reasonable capital requirements in the ordinary course of business, the purchase of raw materials, the purpose of the loan must comply with the relevant requirements, and single-family financing amount not more than 10 million yuan. UNPROFOR team overall corporate creditworthiness of loan risk degree, the same competition flexible lending rate financing shall not exceed one year. "

It is understood that the small enterprises in the industrial cluster, and by no less than three requirements of the free combination team established UNPROFOR to provide guarantees for the financing of the group members, the UNPROFOR team members jointly and severally liable to the financing of the other members of the group. The staff, the UNPROFOR team members not less than the amount of the financing margin ratio of 15% -20% deposit, the UNPROFOR team members to deposit margin who credit who pay, sequence deposited. Borrower default behavior, in accordance with the regulations, the bank priority from the accounts of the UNPROFOR team members bond deduct liquidated damages amount insufficient to cover the amount of margin accounts, the bank has the right to recover any other members of the UNPROFOR team, and a deadline for complement amount of margin accounts or lift the UNPROFOR relations. "staff said.

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